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Navigating the home-buying journey requires expertise. As your trusted Realtors, we bring valuable insights and proven results to the table. With an impressive 98.94% sold/list ratio, we ensure maximum return on investment for my clients.
Sign up for listing alerts with us, and you'll gain the upper hand. By staying informed about suitable homes in your desired area, you'll have the advantage of reviewing pricing trends, days on the market, and available inventory.
Knowing your budget is the foundation of a successful purchase. We'll connect you with a local lender, leveraging their expertise to determine your price range. With a down payment ranging from 3.5% to 20% of the purchase price, depending on the loan type, you'll be financially prepare
Selecting a reputable local lender is key. We'll guide you to one with a solid reputation for customer service and timely closings, ensuring a smooth financing process. Direct communication with your lender is essential, and we'll facilitate this for you.
Embark on home tours after eliminating unsuitable properties through preliminary drive-bys. We recommend visiting 6-8 homes on the first day, providing you with a comprehensive view of potential homes. Our expertise in assessing market value ensures your offers are competitive.
Most purchase agreements include a home inspection, a critical step in making informed decisions. We'll recommend reliable vendors for necessary repairs within the contract timeline, ensuring your peace of mind throughout the process.
Constant communication with your lender is vital. We'll ensure the timely submission of requested documents, keeping you updated on interest rates, and helping you secure the best rate. Your financial stability is a top priority.
If you're financing your purchase, an appraisal may be required. It ensures you're paying a fair price for your new home. If the appraisal value falls short of the sales price, We'll negotiate adjustments with the seller, safeguarding your investment.
The title company chosen by the seller handles the paperwork and ensures rightful ownership of the property. They also investigate any liens, assessments, or issues related to HOAs or property taxes. After the sale, they establish you as the property's current owner.
At the closing, you'll sign loan and title documents, officially sealing the deal. With our guidance, this process, which typically takes 1-4 hours, is smooth and stress-free. Once the loan is funded, you'll receive the keys from the seller, marking the beginning of your journey as a homeowner.
Throughout this entire journey, we'll be by your side, providing guidance, support, and expert advice, ensuring your path to homeownership is smooth and successful. Don't hesitate to reach out and take the first step toward realizing your homeownership goals. We're here to make it happen!